Terms of Service

Acceptance of Terms

By accessing and using GoalSpark, you accept and agree to be bound by the terms and conditions of this agreement. If you do not agree to these terms, please do not use the service.

Description of Service

GoalSpark is a free, client-side web application designed to help users track savings goals, visualize progress, and celebrate milestones. The service is provided "as-is" without any warranties or guarantees.

Use License

Permission is granted to use GoalSpark for personal, non-commercial purposes. This license shall automatically terminate if you violate any of these restrictions. You may not:

• Use the service for any illegal purpose
• Attempt to reverse engineer or decompile any part of the service
• Remove or alter any copyright notices or branding
• Use the service to harm others or interfere with others' use

Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• Accuracy, reliability, or completeness of any calculations or projections
• Fitness for a particular purpose
• Non-infringement of third-party rights
• Availability or uninterrupted access
• Security or data loss prevention

Limitation of Liability

To the maximum extent permitted by law, GoalSpark and its creators shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

• Your use or inability to use the service
• Any financial decisions made based on the service
• Loss of data stored locally in your browser
• Errors, bugs, or inaccuracies in calculations
• Unauthorized access to your device

User Responsibilities

You are solely responsible for:

• Backing up your data (export feature available)
• Securing your device and browser
• Verifying the accuracy of any calculations or projections
• Making informed financial decisions
• Consulting qualified financial professionals for financial advice

Data and Privacy

All data is stored locally on your device. We do not have access to your goals, contributions, or any personal information. You are responsible for maintaining the security of your device. See our Privacy Policy for full details.

Third-Party Links

GoalSpark may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of any third-party sites. Your use of third-party sites is at your own risk.

Changes to Service

We reserve the right to modify, suspend, or discontinue the service (or any part thereof) at any time without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuance of the service.

Changes to Terms

We may revise these terms at any time by updating this page. Your continued use of the service after changes indicates your acceptance of the revised terms.

Governing Law

These terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles.

Contact

For questions about these terms, please visit our About page.