Privacy

Short version: your savings goals never leave your device unless you ask for an AI plan.

What is stored, and where

Your goals, deposits, challenge ticks and sinking funds are saved in your browser's localStorage on this device. There are no accounts and no database on our side, so we cannot see, recover or sell them. Clearing your browser data, or the button below, deletes them. Use "Download backup" on the tracker to keep a copy.

AI plans

When you press "Write my plan", a short summary of that one goal (name, target, amount saved, deadline, pace) and any note you typed is sent to our server and on to an AI model through Vercel AI Gateway to write the reply. We do not store these requests. Do not include personal details you would not want processed.

Analytics

We use Ahrefs Web Analytics to count page views. It does not use cookies and does not collect your goal data.

Clear everything

GoalSpark provides general information and calculators, not financial advice.